Home Buying Process
1. Hiring Realty Professional Group LLC
We will assist you in the entire process, from finding to buying your new home. Realty Professional Group believes real estate is a relationship-based business and will go above and beyond to see that our clients are 100% satisfied with their home buying experience.
2. Financing your new home
Realty Professional Group will refer you to the most trusted financial consultant to help guide you through the pre-approval and financing process. The mortgage lender will help you understand what financing options are available to you. They will also help you determine how much you can afford and get you pre-approved.
3. Evaluating Needs and wants
During the initial consultation, we work to understand what your needs and wants are in finding a new home. The Brooks Team will search through listings, screening them to match your search criteria. Once we have comprised a list, we will send it to you and arrange property showings.
4. Showing the homes
We will arrange showings for the properties you are interested in looking at. When seeing the properties, it is a good idea to keep notes on your likes and dislikes to help determine your favorites.
5. Submitting an offer
Realty Professional Group will do a comparative market analysis to determine the fair market value of the home. We will sit down and determine what you are willing to pay for the home you have chosen.
6. Negotiation
Counter-offers happen frequently when buying a home. We may need to negotiate with the seller in order to reach a deal that is reasonable and respectful to both you and the seller. Some things that may be negotiated are; pricing, closing costs, repairs, appliances and, occupancy time frame. Almost everything about a home sale is negotiable if done correctly, and in a respectful way. It is important to note that any and all changes or contingencies to the sales contract needs to be in writing.
7. Prior to close
When the settlement date closes in, make sure you remain in contact with the escrow company or closing attorney, and your lender to make sure all the documents are prepared and sent to the proper location. Use your real estate agent to help you keep everything coordinated and on-time. Remember, homeowners insurance is required in order to close on your home.
8. Closing
Closing on a home will legally transfer the ownership to you. Most parties involved in the process will attend the closing process. Your closing officer manages the document signing, collects the funds, and distributes the funds to the correct parties. Upon closing, you will receive your keys to your new home.
